This is what I see guarantees you a loan with little to no hassle. For the record, I can't recall ever having someone qualify this easily but it's always fun to dream.
#1 You Have most of the sale price in the bank already. You say you only need a mortgage loan for $50,000 on a a $500,000 property? Sweet.
#2 You've worked at the same place, a nationally recognized company, for over 10 years? Sweet!
#3 You have 5 different credit cards that you continually use but pay off monthly? Sweet!
#4 This house is being sold by a certified Realtor? Sweet.
#5 You are a Canadian Citizen buying a decently average home in a steady, suburban neighbourhood in a large city? Sweet.
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